Scam check · fake-check scam

Is this overpayment check a scam?

Almost certainly. In an overpayment (or “fake check”) scam, someone — a “buyer,” “employer,” or “landlord” — sends you a check for more than you're owed and asks you to deposit it and wire back the difference, buy gift cards, or forward it to a “vendor.” The check looks real and may even clear at first, but it bounces days later. By then the money you sent is gone, and your bank claws back the full amount.

A legitimate payer sends the exact amount owed and never asks you to return part of it. Real employers don't overpay you and ask for change back, and genuine buyers don't overpay “by accident.” No honest transaction requires you to move money out before a check truly clears. Never wire back or send gift cards against a deposited check, and if a link or site is involved, check it first.

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What to do right now

  1. 1Never wire back or send gift cards against a check you deposited.
  2. 2Wait for your bank to confirm the check truly cleared — ask them directly.
  3. 3Paste any related link into Scam Detective and report the sender.

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Top 5 red flags

These are the signals to watch for with this overpayment check. Not sure about a link involved? Our report grades every one and tells you exactly what it found.

1. A check for more than you're owed

The “extra” is the bait — you'll be asked to send it back.

2. “Wire back the difference” or buy gift cards

You lose real money before the fake check bounces.

3. Pressure to act before the check clears

“Available” funds aren't cleared funds — it can still bounce.

4. A remote “job” or buyer you never met

Overpayment scams often ride on fake jobs and marketplace sales.

5. Forwarding money to a “vendor” or third party

You become the unwitting middle-man moving stolen funds.

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This page is general guidance to help you decide — not a verdict on any specific business, and not legal or financial advice. We check URLs and sites; we don’t recover funds or execute takedowns.

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