Scam check · SMS / messaging scam

Is this “Hi Mom” text a scam?

Yes — the “Hi Mom, this is my new number” text is one of the most common family-impersonation scams. It arrives from an unknown number, claims a child's phone is lost or broken, and quickly asks you to save the new number and help with an urgent payment — a bill, a locked account, or money that “can't be sent” from the new phone. The urgency and the emotional hook are the whole trick.

Your real child would be reachable on their existing number, could take a call, and wouldn't need you to pay a stranger's account. A legit message wouldn't rush you or refuse a phone call. Before you do anything, call your family member on the number you already have saved. If a payment link is included, don't pay it — check it first.

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What to do right now

  1. 1Stop and call your family member on their existing, known number.
  2. 2Don't save the new number or send any money until you've confirmed by voice.
  3. 3If a payment link was sent, paste it into Scam Detective and report the sender as spam.

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Top 5 red flags

These are the signals to watch for with this “Hi Mom” text. Not sure about a link involved? Our report grades every one and tells you exactly what it found.

1. “New number” from an unknown sender

Losing a phone is the excuse that explains why you don't recognise the number.

2. Urgent money request

A bill, fee, or transfer that must happen “right now” is engineered panic.

3. They avoid a phone call

“I can't call, my phone's broken” blocks the one thing that would expose the lie.

4. Pay a third party or new account

Money goes to an account that isn't your family member's — a classic redirect.

5. A payment link instead of a known method

Links to unfamiliar pay pages route funds straight to the scammer.

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This page is general guidance to help you decide — not a verdict on any specific business, and not legal or financial advice. We check URLs and sites; we don’t recover funds or execute takedowns.

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